What To Do You’re Hit By An Uninsured Driver in Alabama

Unfortunately, car accidents can happen at any given moment in Alabama. As drivers, accidents are a risk we take every day, but many people are unaware of how many uninsured drivers they share the road with, especially in Alabama. Getting into an accident that causes injury by an uninsured driver can be a confusing process for many, as most drivers are unaware of the precautions and next steps they can take. In this blog, we will explore what to do if you’re hit by an uninsured driver in Alabama. 

Taking Precautions

The best way to avoid legal complications after getting into an accident with an uninsured driver is preparing for the possibility of an accident ahead of time. Though this sounds unfortunate, accidents do happen, and being prepared is the best way to stay ahead of any legal matter you might eventually have to deal with. Because Alabama has a high rate of uninsured drivers, it is encouraged that Alabama drivers get UM (uninsured motorist) Insurance. This insurance will cover serious personal injuries and damages following an accident with an uninsured driver, which standard, minimum coverage insurances do not do. 

After the Accident

If an accident does happen, the first thing you should do is call 911. By calling first responders, you can file a police report, which will be crucial for your claim and help you get the compensation you deserve. After calling the police, take photos of all damages at the scene and try to gather any witness reports with their information as well. By taking photos and gathering witness reports, you can submit evidence to your insurance and get the correct compensation from the accident. While these steps are important, the most important thing you can do at the scene is getting the other driver’s name, license plate number, and contact information. By doing this, you will be able to identify the party at fault. This information is essential in preventing fraud, filing claims, or filing a lawsuit in Alabama if needed. 

Next Steps

An important aspect in your legal case in Alabama is seeking proper medical attention. Most people don’t feel their injuries until days following a crash. By seeking proper medical attention early on, you and your medical provider can assess your injuries professionally and thoroughly. If injured, having proper medical records are the backbone to creating a strong personal injury claim case in Alabama. 

After your accident, notifying your insurance company is crucial to getting the legal process of handling the crash over. If the other driver asks for a recorded statement, do not give one until you have spoken with an attorney and know your rights. 

Navigating Legal Advice

When handling the aftermath of your car crash caused by an uninsured driver in Alabama, there are legal implications that can be extremely confusing for those trying to navigate the process alone. By speaking with legal professionals, you can confidently know if a personal injury settlement is the right choice for you. 

Attorney Aaron Luck and the dedicated legal team at McPhillips Shinbaum are committed to helping victims hold negligent drivers and their insurance companies accountable. We have the resources and experience to investigate complex collisions and fight for the full compensation you deserve.

Your focus should be on your recovery. Let us handle the legal burdens. To discuss your case and learn more about your options, contact us for a consultation. You can reach our Montgomery office by calling (334) 262-1911 or by completing our online contact form.